Financial Services
FINANCIAL SERVICES
Selecting the right financing is just as important as choosing the right equipment. Toyota Industries Commercial Finance (TICF) makes it easy and affordable to get the right equipment for the job. TICF offers a variety of loan and lease products and programs to help you find the equipment you need. Use this equipment lease calculator to estimate what your lease may cost.
Whether your job calls for used forklifts, non-Toyota equipment, racking, one truck or an entire fleet, our financial experts can help you get the equipment you need with the best financing option for your operation. TICF utilizes a streamlined process that makes acquiring and paying for equipment as easy as they are to drive.
OPERATOR TRAININg
Retail Installment Loan
![Toyota Commercial Financing Logo](https://dillontoyotalift.com/wp-content/uploads/2024/01/Toyota-Financing-Logo.png)
Closed-Ended Operating Lease
Utilize top-of-the-line equipment typically without full cost of ownership and offers cash management flexibility in the structuring of lease payments.
Capital Lease
Lease your equipment for a set term with an option to purchase for a nominal amount at the end of term, no penalties for operating conditions and no overtime charges.
Flexible Term Lease
Ideal for companies with contract commitments and any anticipated changes in market conditions. Lease your equipment for a specific initial term with an option to renew for a second, or more, term(s) at predetermined lease payments.
Master Lease
Developed to accommodate the long-term demands generated by fleet operations. Fleet owners can make multiple purchases over an extended period of time and can be utilized with any of our lease options.
Credit Line
Know you are pre-approved for whatever equipment you may need and draw upon without delay. Credit Lines are valid for one year from approval.
Full Maintenance Options
Control your maintenance costs with a variety of full maintenance options. A predetermined payment covers maintenance expenses for the life of the lease. One payment per month and your equipment is serviced by Toyota Certified Technicians.
Combilift specializes in making the handling of long and awkward loads more productive, safer and faster. Multidirectional operation, integrated load carrying platform, and excellent visibility are just some of the hallmark features that make Combilift solutions the most effective method for transporting long loads.
![Combilift C Series Multidirectional forklift](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combilift-C-Series-–-Multi-directional-Forklift-1024x1024.png)
CAPITAL LEASE
$1 PURCHASE OPTION
- ALTERNATIVE TO CASH & RETAIL INSTALLMENT CONTRACTS
- PURCHASE EQUIPMENT AT THE END OF LEASE FOR A NOMINAL AMOUNT
- OWNERSHIP PASSES AT END-OF-LEASE TERM
- ASSET & LIABILITY APPEARS ON BALANCE SHEET
- MONTHLY PAYMENT IS HIGHER THAN AN OPERATING LEASE
- IDEAL FOR SEVERE OPERATING CONDITIONS
![Combilift SL – Multi-directional side loader forklift](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combilift-SL-–-Multi-directional-side-loader-forklift-1024x1024.png)
CLOSED-END OPERATING LEASE
USE THE EQUIPMENT FOR A SET TERM WITHOUT FULL COST OF OWNERSHIP
- CUSTOMIZED LEASING PROGRAMS FOR HIGH AND LOW HOUR APPLICATIONS
- LEASE NEW EQUIPMENT AT END OF TERM
- USE THE EQUIPMENT FOR A SET TERM WITHOUT FULL COST OF OWNERSHIP
![Combi-WR stacker](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combi-WR-stacker.webp)
LOAN (RETAIL INSTALLMENT CONTRACT)
PRE-APPROVED EQUIPMENT PURCHASES FOR UP TO 12 MONTHS
- 4-WAY STACKERS W/ MULTIDIRECTIONAL TRAVEL
- MULTI-POSITION TILLER ARM
- AC DRIVE TECHNOLOGY
- DRIVERS DISPLAY SCREEN
- EXCELLENT VISIBILITY OF LOAD
- DESIGNED TO LIFT & HANDLE GOODS IN TIGHT SPACES
![Combi-WR stacker](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combi-WR-stacker.webp)
LINE OF CREDIT
PRE-APPROVED EQUIPMENT PURCHASES FOR UP TO 12 MONTHS
- 4-WAY STACKERS W/ MULTIDIRECTIONAL TRAVEL
- MULTI-POSITION TILLER ARM
- AC DRIVE TECHNOLOGY
- DRIVERS DISPLAY SCREEN
- EXCELLENT VISIBILITY OF LOAD
- DESIGNED TO LIFT & HANDLE GOODS IN TIGHT SPACES
![Combilift SC Straddle Carrier With Container](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combilift-SC-Straddle-Carrier-With-Container-943x1024.png)
ONE-PAY LEASE
ONE-TIME, UP-FRONT PAYMENT, NO PAYMENTS UNTIL THE END OF THE TERM
- KEEP CASH AVAILABLE TO REINVEST
- KEEP CURRENT CREDIT LINES OPEN
- REDUCED INTEREST EXPENSE
- NO MONTHLY PAYMENTS FOR BALANCE OF THE TERM AND RETAIN ALL BENEFITS OF CLOSED-END OPERATING LEASE
- ALTERNATIVE FOR CUSTOMERS WHO ARE USED TO PAYING CASH FOR EQUIPMENT
![Combilift RT – Poultry, Agricultural and Rough Terrain](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combilift-RT-–-Poultry-Agricultural-and-Rough-Terrain-768x1024.webp)
FLEX LEASE
SPECIFIC INITIAL TERM WITH AN OPTION TO RENEW FOR A SUBSEQUENT TERM AT PREDETERMINED LEASE PAYMENTS
- OPTION TO EXTEND LEASE BASED ON BUSINESS NEEDS
- EARLY LEASE TERMINATION WITHOUT ADDITIONAL EXPENSE
- MULTIPLE TERM COMBINATION OPTIONS AVAILABLE
- MATCH SPECIFIC LEASE PERIODS W/ CONTRACT COMMITMENTS
- TYPICALLY OFFERS MORE SAVINGS THAN A STANDARD LEASE
![Combilift CSS Container Loader](https://dillontoyotalift.com/wp-content/uploads/2024/02/Combilift-CSS-Container-Loader-1024x724.webp)
SKIP/SEASONAL PAYMENTS
CUSTOMIZED PAYMENT SCHEDULE BASED ON YOUR BUSINESS NEEDS
- PAYMENTS CAN BE MATCHED TO REVENUE STREAMS OR BUSINESS CYCLES
- MAINTAIN CONSTANT USE OF THE EQUIPMENT WHILE MAKING PAYMENTS WHEN IT MAKES THE MOST SENSE FOR YOUR BUSINESS
- MOST COMMON IN THE AGRICULTURAL SECTOR, WHERE GROWERS & PRODUCE COMPANIES HAVE HIGH & LOW SEASONS
ADVANTAGES OF LEASING
Cash Management
- Lower monthly expense compared to regular financing
- Ability to conserve cash
- Ability to keep cash available for other corporate investments with greater return
- Typically no money down
- Improves overall cash flow
Maximize Equipment Use
- Maximize the use of equipment typically without paying for the full cost of ownership
- Ability to budget expenses and forecast fleet replacement cycles
- At lease termination, return the equipment and replace with new equipment
- No worrying about selling the equipment or negotiating trade-in values
Flexible Term Lease
- Access current technology and safety features through shorter term trade/usage cycles
- Arrange to return equipment at the end of the lease or the option to purchase
- Flexible, convenient method of acquiring equipment to meet ever changing needs
Tax Benefits*
- Tax benefits may apply for leased equipment
- Lease payments may be deductible for federal income tax purposes
*Tax Advisor should be consulted for details.
End Of Term Options
- Opportunity to walk away
- Short term lease extensions available if necessary
Additional Advantages
- Ability to match specific lease periods with contract commitments
- Reduced financial exposure on depreciating assets
- Minimized future financial exposure from high maintenance and repair costs
- Alternative to capital budget investments to obtain additional equipment
![Lease Vs Buy Infographic](https://dillontoyotalift.com/wp-content/uploads/2024/01/FG-Lease-vs_-Buy-Infographic.jpg)